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Value Protect Insurance

Value Protect Insurance

If your vehicle is declared a total loss, your comprehensive insurance payout may not cover the total amount you paid for your vehicle, or the loan amount you still owe.

Allianz Value Protect Insurance covers this shortfall so you don't have to. Whether you have paid for the vehicle outright, or have a loan balance outstanding, Value Protect Insurance can help so a total loss doesn't leave you out of pocket.

Value Protect Insurance pays the greater of the

- loan settlement amount less total loss payment; or

- the replacement vehicle value less total loss payment, up to the maximum sum insured under the cover option selected.

Value Protect Insurance also includes Extra Cover.

In addition to covering the shortfall, Value Protection Insurance provides extra cover for costs such as dealer delivery, CTP insurance (where applicable), stamp duty and comprehensive motor vehicle insurance relating to your replacement vehicle.

You should consider whether this insurance product is suitable for your circumstances and consider the relevant Policy Document (Product Disclosure Statement) (‘PDS’) for Value Protect Insurance.



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